frustrated and depressed

i've been pretty down lately because i'm in a really bad spot in life. my financial existence is crumbling beneath me as my debt increases. i owe thousands upon thousands in credit cards in addition to my student loans. i don't know how to get out of it. the worst part about being in this place is not the fear of never getting out, but it is the fear and knowledge that this scenario has the potential to wreck my life. more than anything in the world, i want to act as a career, but because of my debt, i don't really even have the money for my headshots, nevermind union dues or just the money needed to survive in the meantime. this is what i will look back on for the rest of my life and regret unless i find some way to get out. if anyone has any advice or help to offer, please let me know.